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Legal & Financial


profits & Taxes

  The introduction of the Common Reporting Standard by the Organisation for Economic Co-operation and Development on 13th February 2014 was designed to improve cross border tax compliance. With that in mind it seems opportune to review the rules for Spanish tax residency and the UK/Spain Double Tax Treaty.   ... Read More »

The Captain Does Not Pay My Invoice


  We all have heard about discussions between suppliers of the yachting by trying to get paid after rendering services to pleasure craft. Normally are the Captain or the owner the ones that dispute with the price and / or the result and try to escape just by paying part ... Read More »

Premier FX – Capricious Currencies


  What has happened to Sterling?  For those watching the GBP/EUR exchange rate over recent months, the display of peaks and troughs shows just how volatile it can be.  As recently as November, we reached an interbank rate of almost €1.43 to £1 and 12 weeks later it was breaking ... Read More »


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  Already on course in this 2016 we wish you lots of success in your personal and professional lives.   Although in our country the political status might appear quite confusing last Budget Law (Ley 48/2015 de Presupuestos del Estadao) introduced some relevant changes in the Income Tax, Corporate Tax ... Read More »

Financial protection for you and your family

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Life and health insurance protection is the underpin of most good financial planning. These types of insurance can ensure that, if the worst should happen, the right amount of money will reach the right hands at the right time. Life insurance puts money in the hands of those who need ... Read More »

For Richer or Poorer

rich poo

In January global aid organisation Oxfam published a report highlighting the increasing gulf between the very richest and the very poorest. The headline grabber was a statistic that sounds horrific. The 62 richest people on the planet own as much wealth as the poorest half of the global population. Put ... Read More »

Premier FX – International Currency Transfers

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  Prepaid Currency Card Offers Security & Savings When Travelling   Imagine you’re planning a trip from the UK to the Euro Zone or the United States.  You’ve set aside a budget for spending on meals and shopping, but with currency markets on a wild ride, you’re not sure how ... Read More »

OECD Common Reporting Standard for Financial Information

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  On 13 February 2014, the Organisation for Economic Co-operation and Development (OECD), at the request of the G8 and the G20, released a model Competent Authority Agreement (CAA) and Common Reporting Standard (CRS) designed to create a global standard for the automatic exchange of financial account information.   The ... Read More »

The Lord giveth, and the Lord taketh away…

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  2016 has started, economically speaking at least, in a bit of a confusing mess. Lots of things going up, lots of things going down, and some confusion about which of them are good news, or bad news, or possibly even both, with the buzzword du jour ‘Commodities Supercycle’ being ... Read More »