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Legal & Financial

Playing the long game


Short-term thinking and unrealistic expectations are headwinds that risk driving investors’ plans off course. Many investors do not realise how much they need to save or for how long, and will face financial challenges in later life unless they adjust to the new reality of a world of low interest ... Read More »

Marmite, the gift on a plate


  Last month, the harsh realities of the unpredictability in the UK following the vote to leave the EU hit home. Marmite, along with other family favourite brands from the Unilever stable started to disappear from the shelves of Tesco, Britain’s largest supermarket chain. The value of sterling has been ... Read More »

The Great Divide


Britain’s intergenerational divide deepens as young adults look set to be worse off in retirement than their predecessors. The vote to leave Europe perhaps captured the nation’s fractured mindset perfectly. Relatively few young adults voted for something that could ultimately deny them an automatic right to live and work in ... Read More »

Heavy weather

Screenshot 2016-06-07 15.08.13

  Beginning in October, a succession of significant referendums and elections across Europe mean political risk will remain to the fore.   By a quirk of rescheduling, the second of October 2016 has the potential to be a historic day for both Austria and Hungary, 98 years after the formal ... Read More »

Premier FX – The Currency Factor


    One of the most important factors affecting the cost of buying or selling an overseas asset is the exchange rate. This can make a huge difference to the actual price of the asset and is therefore one of the key decisions that a buyer or seller of goods ... Read More »

Freshly squeezed Apple


‘Creative’ tax planning is all the rage these days as multinational corporations run rings around national jurisdictions spiriting profits and liabilities through the shadows, loopholes to stay just about on the right side of the letter of the law, if not the spirit of it. They are all up to ... Read More »

Rocks and hard places

"Rock, Hard Place" Road Sign with dramatic clouds and sky.

  “Brexit means Brexit” were the no nonsense, impossible to misinterpret words of Theresa May Britain’s new Prime minister, who incidentally campaigned for the UK to remain part of the European Union. By coincidence they were also the words spoken, more or less, by Angela Merkel, Francois Hollande, Jean-Claude Juncker, ... Read More »

Crossed wires


  Study reveals that half of UK adults misunderstand new pension rules.     Research by The Wisdom Council* reveals that a significantly high percentage of UK adults misunderstand their options at retirement.   The study, carried out on behalf of St. James’s Place, aimed to understand how attitudes have ... Read More »

Shipwreck goods under Spanish Law


During the years of the Spanish colonial splendor between  the XVI till the beginning of the XVIII centuries there were many Spanish cargo and armada ships attacked and sunk by rival enemy crafts and pirates.  Hundreds of years later new legal battles between different jurisdictions and with big amounts of ... Read More »