Legal & Financial

  Study reveals that half of UK adults misunderstand new pension rules.     Research by The Wisdom Council* reveals that a significantly high percentage of UK adults misunderstand their options at retirement.   The study, carried out on behalf of St. James’s Place, aimed to understand how attitudes have …

During the years of the Spanish colonial splendor between  the XVI till the beginning of the XVIII centuries there were many Spanish cargo and armada ships attacked and sunk by rival enemy crafts and pirates.  Hundreds of years later new legal battles between different jurisdictions and with big amounts of …

Democracy is far from a perfect system, it, like all systems is flawed, but I guess you can say that it is generally the least bad system humans have come up with so far, and until we can dream up something better we are stuck with it, and are going …

The referendum result was prologue and a new chapter awaits. It is undoubtedly a significant decision, with ramifications for the UK, the EU and the wider world. The UK prime minister has already given notice that he will step down by October to allow new leadership to negotiate the UK’s …

During the last month of June the Balearic Government has published the Draft of “Decreto /2016, por el que se reguala la actividad de alquiler de emabrcaciones de y buques de recreo”, or Decree that rules the activity of hire of pleasure crafts and vessels and has presented it to …

Well that was a month! And as far as the UK referendum is concerned, not the outcome many expected. The initial impact was felt around the globe as our European neighbours and economies worldwide woke up to the news that the UK population had set the country on the rocky …

Changing demography is altering the outlook across a range of sectors, with implications for investors.   Since the middle of the last century, the world has seen a population boom, and some of the impacts are only now being felt in financial assets, including equities.   The ‘baby boomers’ of …

  It is quite often the case that you as shareholder have to cover your lack cash in your company with your own funds. Let us see how to protocol these loans in an easy and tax efficient.   You can either subscribe a loan policy – one single document …

It is quite common that our foreign flagged fleet in the Balearics employs Spanish nationals as crew members. In these cases we are often asked if there could be any complications or difficulties with the Administration (mainly with the Spanish Social Security and the Tax Authorities). The first thing we …

Evidence shows that holding your nerve during stormy market conditions can pay dividends for investors in the long run.   In 2013 – long before the latest bout of stock market turmoil – a team of behavioural economists at Barclays produced a paper with a highly intriguing title: Overcoming the …