Legal & Financial

  The defining factor of a civilised society is the ability of the strongest to protect the weakest, the fortunate to support the unfortunate and the healthy to look after the sick. It is what separates us from savages, it is the backbone of who we are. All but the …

    Income is important. It’s an obvious statement. The difficulty is that, in an uncertain world, investment income is hard to find right now. Investors looking for income have faced an increasing challenge ever since the financial crisis broke in 2008. Prudence and vigilance became the order of the …

Guess what, It’s Europe again this month, and apologies in advance, but unless Lehman’s goes bust again It’s difficult to see a bigger or more important issue before the UK’s referendum to exit, or remain a member of the European Union scheduled for the 23rd of June. This might seem …

  The modern approach to asset allocation relies on statistical modelling developed over the second half of the 20th century. In particular it relies heavily on the way various asset classes have performed during different economic conditions to attempt to predict the future. It appears to provide a single right …

  Here at Premier FX we get involved in many areas of business – and pleasure – where our services can help clients achieve some real savings on their international money transfers. Whether it be regular transfers of pensions or savings, occasional sums to top up local bank accounts, or …

  The introduction of the Common Reporting Standard by the Organisation for Economic Co-operation and Development on 13th February 2014 was designed to improve cross border tax compliance. With that in mind it seems opportune to review the rules for Spanish tax residency and the UK/Spain Double Tax Treaty.   …

  We all have heard about discussions between suppliers of the yachting by trying to get paid after rendering services to pleasure craft. Normally are the Captain or the owner the ones that dispute with the price and / or the result and try to escape just by paying part …

  What has happened to Sterling?  For those watching the GBP/EUR exchange rate over recent months, the display of peaks and troughs shows just how volatile it can be.  As recently as November, we reached an interbank rate of almost €1.43 to £1 and 12 weeks later it was breaking …

  Already on course in this 2016 we wish you lots of success in your personal and professional lives.   Although in our country the political status might appear quite confusing last Budget Law (Ley 48/2015 de Presupuestos del Estadao) introduced some relevant changes in the Income Tax, Corporate Tax …

Life and health insurance protection is the underpin of most good financial planning. These types of insurance can ensure that, if the worst should happen, the right amount of money will reach the right hands at the right time. Life insurance puts money in the hands of those who need …