Legal & Financial

Life and health insurance protection is the underpin of most good financial planning. These types of insurance can ensure that, if the worst should happen, the right amount of money will reach the right hands at the right time. Life insurance puts money in the hands of those who need …

In January global aid organisation Oxfam published a report highlighting the increasing gulf between the very richest and the very poorest. The headline grabber was a statistic that sounds horrific. The 62 richest people on the planet own as much wealth as the poorest half of the global population. Put …

  Prepaid Currency Card Offers Security & Savings When Travelling   Imagine you’re planning a trip from the UK to the Euro Zone or the United States.  You’ve set aside a budget for spending on meals and shopping, but with currency markets on a wild ride, you’re not sure how …

  On 13 February 2014, the Organisation for Economic Co-operation and Development (OECD), at the request of the G8 and the G20, released a model Competent Authority Agreement (CAA) and Common Reporting Standard (CRS) designed to create a global standard for the automatic exchange of financial account information.   The …

  2016 has started, economically speaking at least, in a bit of a confusing mess. Lots of things going up, lots of things going down, and some confusion about which of them are good news, or bad news, or possibly even both, with the buzzword du jour ‘Commodities Supercycle’ being …

The Despacho of a vessel refers in Spain to the maritime administrative control procedure in order to ensure that any civil vessel – including pleasure crafts – fulfils all the safe and manning, technical, legal, coding   and classification requirements together with the correspondent minimum crew qualifications for the navigation planned. …

2015 has certainly been a volatile and very busy year in the currency markets. The exchange rate moves have been quite erratic, and this has led to not only good currency buying opportunity, but also the ability to hedge exposure forward at favorable rates. This volatility has basically come about …

A couple of months ago we talked about the legal situation of the duration and extension of the berths according the recent past national and Balearic legislation and reforms . Now we have to comment a very recent Court decision that has specified some aspects of the coastal and maritime …

A new UK pensions study reveals a worrying lack of preparation for retirement.   This year’s new ‘pensions freedoms’ have attracted a great deal of interest, but as a nation we remain seriously underprepared for retirement. A recent survey by insurers Aegon UK found that only 7% of the population …

Last month the UK’s ONS (Office for national statistics) reported yet more robust growth in UK house prices 6.1% for the year to September to be precise, with regional variations of course, with London, the South East and Ulster registering the highest increases. Those lucky enough to own property will …